Job: Credit Analyst

 JOB VACANCY

• Credit Analyst
• Location: Waigani Operations Centre, Port Moresby

Join our team and play a key role in supporting responsible lending while helping expand access to financial services across Papua New Guinea.

About the Role

We are seeking a motivated and analytical Credit Analyst to join our Credit Unit. The successful candidate will be responsible for assessing loan applications, evaluating credit risk, and providing recommendations that support sound lending decisions while promoting financial inclusion.

Key Responsibilities

• Assess and analyze loan applications from small business and individual clients.
• Review financial statements, cash flow forecasts, and supporting financial information.
• Conduct credit investigations, verify collateral, and evaluate clients' repayment capacity.
• Prepare clear and accurate credit assessment reports with recommendations for approval or decline.
• Monitor existing loan portfolios and identify potential credit risks or early signs of delinquency.
• Liaise with branch staff, customers, and external agencies to obtain relevant information.
• Ensure compliance with internal credit policies, regulatory requirements, and industry best practices.

Skills & Attributes

• Strong analytical and problem-solving skills.
• Excellent written and verbal communication skills.
• High attention to detail with strong ethical standards.
• Ability to work independently while managing multiple deadlines.
• Sound decision-making and organizational skills.

Qualifications & Experience

• Bachelor's Degree in Finance, Accounting, Economics, Business, or a related discipline.
• Minimum of two (2) years' experience in credit analysis, banking, microfinance, or a related financial services environment.
• Good understanding of financial statement analysis and cash flow assessment.
• Proficiency in Microsoft Excel and experience using banking or financial management systems will be an advantage.

How to Apply

Interested applicants should submit the following:

• Letter of Application
• Updated Curriculum Vitae (CV)
• Recent passport-sized photograph
• Contact details of three (3) professional, non-related referees
• Current Police Clearance
• Recent Medical Report

Applications must be received no later than 10 July 2026.

Applications may be submitted by:

The Head of People & Culture

PO Box 179

Port Moresby

National Capital District

Or hand-delivered to the Head Office located at OPH 2 Plaza, McGregor Street, Downtown, Port Moresby.

Email applications to: hr@mibank.com.pg (maximum email size: 2MB).

Why Join Us?

Become part of a dynamic organisation committed to empowering individuals, supporting small businesses, and strengthening communities through accessible financial services.

Only shortlisted applicants will be contacted for interviews.

We are an equal opportunity employer and encourage qualified women to apply.